Caroline K. Huo
International President's Elite
Coldwell Banker Northern California
 Helpful Tips
Did you know?: Closing Tips
You can negotiate which closing costs you will pay and which will be paid by the seller. However, be aware that longstanding customs regarding the handling of the allocation of these costs makes many of them hard to negotiate on terms different from local custom.

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 Buyer Tips
What Can I Afford?
Your buying power depends on how much you have available for the down payment and how much a financial institution will agree to lend you. If you haven't accumulated much savings, you may want to set aside funds for a down payment on a regular basis from your paycheck.

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"Just Named As One of the Top 100 Agent SF Peninsula, Once Again! 2011"